Educational Plans the Stock Market Way

Therese is my daughter. She is less than one month old. Recently, she applied to open an account with COL Financial Group so that she can enter the intricate world of stock market. Imagine that, an infant getting ready for his future without even knowing how to utter the name of her mother! All she does is cry, poop, suck milk and most importantly give joy to her parents. That’s all she does. She is such wonderful, beautiful, smart baby who sometimes smiles incessantly to the joy of her parents.

I know that by the time she reached college, she’ll have more than enough to pay for her college. She doesn’t know anything and yet she is in the stock market already, of course with the aid of her parents.  

Time is money and the earlier a man or a woman ventures in the stock market, the better. This newsletter is all about basic investing in the stock market.  What she will do is buy great companies every quarter and let the stock market do its job for her.

Most of the parents are concerned on how they can send their children to college. So while their earning power is still high, they take educational plans for their children. Educational plans are their security once their children reach college. It helps them if unexpected situation comes up in the future like termination, retrenchment, money sapping disease, etc.

For my daughter, she’ll have her educational plans in the stock market and she is beginning as early as now. She will handle it on her own later in her life once she is ready.  Meantime, we’ll play together all day long.

She’ll do the basic investing first by buying below blue chip stocks every quarter and if the price falls below the buy below price. 

OFW Investor Stock Portfolio

Stock	Buy Below	Current Price	Target Price	Current Return	Buy Date
BDO	60.00	63.85	81.00	-	-
ALI	18.00	20.45	22.50	-	-
PGOLD	24.00	26.60	30.00	-	-
EDC	6.00	6.14	8.50	-	-
TEL	2,400.00	2,716.00	3,000.00	-	-
AGI	12.00	11.56	15.00	-	20-Jul-12

Every Expert Started as an Amateur

i don't know anything about investing. can u guide me? thanks

from: Lorelei Velicaria

Every expert started as an amateur

I cannot forget when I started learning how to ride a bike. I had a bike given by one of my father’s friend. I was in grade two back then. I am so delighted when the bike was handed over to me. It was my precious possession. My father fixed it a little bit. I tried to ride it on my own but I cannot balance the bike. Moreover, I cannot synchronize my feet and my hands. If I focus on pushing the pedals, I would run over a suntan flower. Oh poor suntan flowers! They were mercilessly demolished during my learning sessions. If I focus on making the handlebars straight so that I will not trip on our suntan flowers and start pedaling, I would be out of balance.

After countless of fumbles, falls, and wounds on my knees and elbows, I tried again and this time I was able to ride a bike without falling. I felt great. It’s an achievement! For the first time, I was able to ride a bike without falling! Wow! Isn’t that beautiful? At my insistence and stubbornness of not allowing him to touch the saddle, he let me do it on my own.

Little did I know that my father was holding back the saddle so that I would not fumble. He guided me. He supported me. Maybe after seeing me drop so many times, my father cannot bear it anymore. He held the saddle upon seeing my feet stepping on the pedal. I acknowledged that my father's support is doing me a favor so I reluctantly allowed my father to continue holding the saddle while I am riding my precious bike. Until one riding instance, my father let go of the bike and I did not fumble. My father shouted, “Hayan marunong ka na, kayang kaya mo na yan!”.

Great things come from small beginnings

Henry Sy started with a small shoe store in Quiapo, Manila. The small shoe store became SM Quiapo, SM's first standalone department store. He is now the Philippines' richest man, gaining $5 billion in 2010, amid the global financial crisis.

http://www.flickr.com/photos/15213592@N03/5240935848

Oprah spent the first six years of her life living with her grandmother wearing dresses made out of potato sacks. After being molested by two members of her family and a family friend, she ran away from home at age 13. At 14, her newborn child died shortly after he was born. She went back to live with her mother, but it wasn't until her mother sent her to live with her father that she turned her life around.

She got a full scholarship to college, won a beauty pageant —where she was discovered by a radio station — and the rest is history. The Oprah name became an empire, and according to Forbes she is worth $2.7 billion.

Adelson grew up in tenement housing in Massachusetts, where he shared a bedroom with his parents and three siblings.  His father was a Lithuanian taxi driver and his mother had a knitting store. When he was 12 years old, he started selling newspapers and a few years later ran a vending machine scheme on the same corner.

Adelson tried his hand at a few different industries, from packing hotel toiletries to mortgage brokering. His biggest break came from developing a computer trade show. He turned that wealth into a purchase of the Sands Hotel & Casino, and later the mega-resort The Venetian.

E-books to Gobble

Lorelei, as a beginner I am encouraging you to read the e-books below. Chew them very well, don't just taste them. Read them not once, not twice but a lot of times until the concepts become very clear to you. On the next article, I am going to discuss on how you can start investing in the stock market based on the knowledge you have acquired.

Investing in Stock Market Today

Easy Investment Program

My Maid Invest in the Stock Market